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Phone Plans

Google Fi vs. AT&T Prepaid: Which carrier is better?

By
Allison Radziwon
October 21, 2023

Google Fi and AT&T’s prepaid plans offer great deals on their plans for consumers that use wide ranges of data. Each carrier has its positives and negatives, but which offers better phone plans? Let’s put them head to head and see which brand comes out on top. 

In this article, we plan to discuss the ins and outs of both carriers and what they offer. We’ll also cover:

  • What the coverage of both carriers looks like
  • How prices of their plans compare to how much data you get
  • The features each carrier offers for their plans 

Unsure of what you need out of a plan? Check out our guide on how to choose the best phone plan. 

Coverage & Reception

Google Fi is on the T-Mobile network. 

Google Fi is a mobile virtual network operator, or MVNO. This means that they purchase service access wholesale from one of the three major networks that own infrastructure across the country – AT&T, Verizon, and T-Mobile – giving customers service at a much cheaper price. Google Fi is an MVNO of T-Mobile. AT&T Prepaid is a branch of AT&T, which is one of the major phone networks. 

Often, the quality of coverage comes down to your area. One carrier’s coverage may be better in New York, while another’s coverage may be better in California. It’s important to compare between providers on a coverage map of your specific city. Ookla’s coverage map allows you to see where cellular towers are located and which company owns them. This coverage map provides information about coverage from 2G to 5G for several providers.

However, T-Mobile’s 5G coverage and access is hailed as the best coverage overall. 

Plan Options

Google Fi offers premium data, and AT&T Prepaid offers multi-month plans. 

Like most plans you’ll see on the market, both carriers offer unlimited talk and texting options with any plan you choose. Google Fi offers premium data, which does not slow down no matter the amount of network traffic. Some of AT&T’s prepaid plans offer multiple months of service for one price. Both companies deprioritize data, which means your connection may slow down during times of high traffic, such as a concert or a crowded parking lot. 

Google Fi Plans

Several plans offer unlimited data with premium data at a cap. 

Google Fi offers 2 unlimited plans and one plan with pay-per-use data. Each of its unlimited plans offer a limited amount of premium data. Each plan allows up to 6 lines and renews monthly. Google Fi is on QCI tier 6 of 9.

Image courtesy of Google Fi’s website

If you purchase your phone from Google Fi, your device will already be unlocked. The plans they offer renew monthly, and taxes and fees are not included with the advertised price. 

Flexible 

This plan allows you to pay for the exact amount of data you use each month. 

Google Fi’s Flexible plan is unlike a lot of other plans on the market, as it allows you to pay a set amount per month for talk and text features. Users then pay for only the amount of data they use. After 15GB of data, your speed is slowed to 256 kbps, or 3G speeds. You can still send texts, emails, and use social media with little issues. Streaming video will be much more difficult. 

The plan also includes the ability to buy mobile hotspot data, and all plan data can be used as hotspot data. 

The plan costs $20 per month, plus $10 for each GB you use. For example, you’d pay about $70 per month if you used 5GB.

Simply Unlimited 

This plan gives you 35GB of premium data before slowing down. 

The Simply Unlimited plan gives you 35GB of premium data. Premium data means your data will not be deprioritized in times of high traffic and congestion. After 35GB, data slows down to 3G speeds. 5GB of hotspot data is also included in the plan, then stops after that allotment. 

The plan costs $50 per month. At this rate, you get 35GB at $1.42 per GB. 

Unlimited Plus

This plan is 50GB of premium data. 

Google Fi’s Unlimited Plus plan has 50GB of premium data. Connection is then slowed down to 3G speeds. You can use all 50GB of plan data as mobile hotspot data, but hotspot data stops after the 50GB. 

The plan costs $65 per month. At this rate, you get 50GB at $1.30 per GB. 

AT&T Prepaid Plans

AT&T prepaid offers several monthly plans, as well as 3 month and annual options.

Image courtesy of AT&T’s website

AT&T offers 5 plans, varying between limited and unlimited data offerings. Their plans are deprioritized, which means your data will slow down during high traffic. All plans include unlimited talk and text, and all but 1 plan allows for up to 10 lines. Their limited data plans are on QCI tier 8, while their unlimited monthly plan is on QCI tier 8. 

Image courtesy of AT&T’s website

If you purchase your phone from AT&T, your device will be locked for 6 months after activation. The plans they offer renew monthly, except for two plans, and taxes and fees are not included with the advertised price. 

5GB

This plan offers 5GB per month. 

This plan gives you 5GB of data. This connection then slows to 128 kbps, or 2G speeds. With these speeds, you can send texts and emails or browse the internet. However, playing games or streaming video will be difficult. This plan also includes mobile hotspot access, which users can use all plan data with. This access stops after 5GB. It also features rollover data, which means any data you don’t use rolls over to and is added to the next month of service. For example, if you use 2GB of data one month, the last 3GB of unused data will be added to the next month. 

The plan costs $30 per month. At this rate, you get 5GB at $6 per GB. 

8GB for 3 Months

This plan gives you 8GB per month for 3 months. 

This plan requires you to purchase 3 months of service, and it gives you 8GB per month. Data slows to 2G speeds once again after you hit this limit. You get mobile hotspot access for 8GB, then access stops once you hit the 8GB limit. Your data is also able to rollover to the next month of service. 

The plan costs $33 per month when you pay $99 for 3 months. At this rate, you get 8GB per month at $4.13 per GB. 

15GB

This plan gives you 15GB per month of service. 

This plan gives you 15GB and allows you to pay monthly. Again, data slows to 2G speeds after the 15GB cap. This plan also gives you mobile hotspot access, which stops after the 15GB data allotment.

The plan costs $40 per month. At this rate, you get 15GB at $2.67 per GB. 

Unlimited Annual

This plan gives you 16GB, requires you to sign up for a year of service, and only allows one line. 

This plan gives you 16GB of full speed data before slowing to 2G speeds. You do not get hotspot access with this plan. This plan also requires a new single line upon sign up, and you can only have one line on this plan.

The plan costs $25 per month. At this rate, you get 16GB at $1.56 per GB. 

Unlimited

This plan gives you a $15 Autopay discount. 

As their biggest plan, AT&T prepaid’s unlimited monthly plan gives you unlimited deprioritized data. Your data will slow down during times of congestion. You also get 5GB of hotspot data, which stops once you reach this cap.  

The plan costs $65 per month before the Autopay discount, and $50 after.

Features

Google Fi offers more features with their plans.  

If you’re looking for a plan with more included features, such as international connection or domestic roaming data, it’s best to compare carriers with what they offer. 

Domestic Roaming Data

Google Fi and AT&T Prepaid both offer domestic roaming data on their plans. 

Mexico & Canada Connection

Google Fi offers talk, text, and data in Mexico and Canada included with both its unlimited plans. However, only text is included in their Flexible plan. Talk and data are pay-per-use. All AT&T Prepaid plans include talk, text, and data abilities in Mexico and Canada, except for their 5GB prepaid plan. Data in Mexico and Canada may be slowed to 2G.  

International Connection

Google Fi’s Unlimited Plus plan includes international text and data. Calling internationally is pay-per-use outside the United States, Mexico, and Canada. The Simply Unlimited plan does not include international connection, and the Flexible plan includes international texting, but talk and data are pay-per-use. Calling costs $0.20 per minute. AT&T Prepaid plans include international texting, but international talk and data requires an additional add-on.  

Video Streaming Quality

Google Fi offers 4k Ultra High Definition streaming for their Flexible plan and 480p Standard Definition streaming for their unlimited data plans. AT&T Prepaid offers 720p High Definition on their annual unlimited plan and 3 month 8GB plan, and 480p Standard Definition on every other prepaid plan.

Streaming Services

Google Fi’s Unlimited Plus plan offers a free subscription to Youtube Premium. AT&T Prepaid does not offer this feature. 

Cloud Storage

Google Fi’s Unlimited Plus plan offers 100GB of Google One. AT&T Prepaid does not offer this feature. 

Device Financing

If you buy a phone from either carrier, the carrier allows you to pay for your device in installments over time. 

WiFi Calling

Both carriers offer WiFi calling, which allows you to send and receive phone calls over a WiFi connection rather than cellular reception. 

Spam Protection

All Google Fi plans offer spam protection included. All AT&T Prepaid plans include Active Armour with their plans, which blocks spam and fraud calls and secures WiFi connections. 

Free Trial

Google Fi offers a 7 day free trial. AT&T Prepaid does not offer this feature.  

Customer Service 

Google Fi does not have physical stores, leaving all of their customer service to online support. AT&T offers thousands of store locations across the country. 

Google Fi is a  digital-only carrier, meaning they only offer customer support online. Google Fi offers 24/7 customer support over chat and over the phone at 1-844-TALK-2-FI. AT&T offers thousands of brick-and-mortar stores across the country, and you can find one near you with their store locator. For help specifically prepaid plans, you can text “prepaid” to 75421 on Mon. to Sat. at 9 a.m. to 11 p.m. ET and on Sundays at 10 a.m. to 11 p.m. ET. You can also call (800) 901-9878 on Mon. through Sat. from 9 a.m. to 9 p.m. ET. 

The Verdict

Google Fi offers a better deal on their unlimited plans. 

If you’re looking for unlimited data, Google Fi’s Unlimited Plus and Simply Unlimited plans offer the best deal. They offer premium data and more features than the AT&T Prepaid plans. If you’re looking for a limited plan, however, AT&T Prepaid’s plans offer a better deal.

We’d recommend checking your data usage before committing to a plan.

Want to compare other carriers?

Really.com helps users compare between features, coverage, price, reviews, and more!

Are you still unsure which carrier to choose, or which phone plan to pick? Use really.com to compare your top choices and find the best deal to fit your needs. Really allows you to compare and sort between most phone plans on the market without the hassle!

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Allison Radziwon
Allison Radziwon is a journalist from Pittsburgh, PA that specializes in phone plan advice.
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